Credit card terms

The language of credit cards can be very confusing for those not steeped in financial argot. From A to Z, we’re here to help.
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Banking on the Future

Most Americans who pay bills, save or invest money, pay taxes, or plan estates, do so through a financial institution such as a bank, credit union or savings and loan.

Banking saves you from having to keep or carry around a large amount of cash, which can tempt thieves. Banking also provides convenience and most financial institutions allow you to earn interest on your money.

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Checking and Savings accounts

Checking and savings accounts are the two most popular types of deposit accounts banks offer. Checking accounts allow you to write checks or use debit cards against the balance of your account. Merchants generally treat transactions paid for by debit card or check as if they were cash transactions. This means you will not owe interest on anything paid for by check or debit card. » read more

Banking in the New Millennium

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